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Dsicover Card and Mediation experiences

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anyone have any experience with mediation and Discover Card? They have sent me a request for admissions, interrogatories, production (and a disk containing them although the disk is blank). They also state that they have only partially responded to my production request.

I then receive a letter from the local muni court stating the case is assigned to mediation. Is it too late to settle before incurring another court cost? I feel like I need an atty but I simply can't afford one

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