Thirsty4Nolig Posted March 27, 2011 Report Share Posted March 27, 2011 Thanks to everyone for all of the great info. In a nutshell, I wanted to begin to mend my poor credit history, and here you all were! While gathering info here, I happened to get a letter from a collection agency claiming that I owe them nearly $4,000. Although my credit history is littered with Collections, all are under $500 except 2 that are still with OC's. I want to send a DV letter but am confused about the beginning of the process. I am supposed to dispute the collection with CRA first, then DV the CA, if I am understanding correctly...But there is only an inquiry from this CA on my EXP CR, nothing on my Equifax, and on my TU, from what I was told over the phone, just an inquiry, as well. For some reason I can't seem to view my TU CR though I don't know why. Should I send a DV letter anyway? The CA is using typical tactics, "you can ask for verification of the debt and we will respond with the ver or a judgement" something similar to those words. Any ideas? Link to comment Share on other sites More sharing options...
admin Posted March 29, 2011 Report Share Posted March 29, 2011 You can always DV without doing a CRA dispute. But why are you hestitant. The CRA will most likely not ever do whether or not you DV'd a collection agency. Link to comment Share on other sites More sharing options...
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