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No Pay for Delete Possible? Why Not?


Janu2
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The lawyer I consulted with said that this isn't possible in my case (a delinquent auto loan that has gone to small claims); that the most I can hope for is to avoid a judgment. Is this accurate? Why wouldn't they be willing to do a pay-for-delete if I offer to pay the whole debt? Thank you.

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First, they are not obligated to delete anything as long as they are reporting correctly. Second, perhaps they are not allowed to delete. Since it's a secured loan, the law may require reporting. Check the laws of your state.

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