Chinadoll Posted April 3, 2011 Report Share Posted April 3, 2011 MCM sent me a collection letter for the first time saying that I have 30 day to dispute the validity of the debt, but they had already reported it to the CRA before the letter was sent out to me. Can I sue them for that? Are there any laws that will require them to remove the negative listing until they validate or they only required to notify the CRA that the account is in dispute after i send a Dv letter? By the way i sent the DVL within 30 days but they already damaged my credit. If i dispute it with the CRA's will they remove it for that reason? Link to comment Share on other sites More sharing options...
willingtocope Posted April 3, 2011 Report Share Posted April 3, 2011 Sorry...no violation of the FDCPA. They can report first and then try to collect. Once they receive your DV they should mark their TL "in dispute" until they provide validation. Link to comment Share on other sites More sharing options...
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