Birdnals

CA sent dunning letter after DV

Recommended Posts

I disputed an old medical collection that has been on my CR for quite some time from the CA Account Brokers of Larimer County from Nov '07. I disputed with both the CRAs and sent a DV to the CA. Today I got a dunning letter from the saying that the debt has been referred to the CA for collection and that I had 30 days to dispute this. Should I wait until I hear back from the CRAs and then use the 1-2 punch with these guys since they essentially gave me another 30 day window to dispute the debt? Although I don't intend to sue at all, was it a violation for them to have been reporting this to the CRAs without having received a dunning letter?

It also shows that the principal amount on the debt of around $1400. Since the date of service in Nov '07 it has since accrued nearly $400 in interest. Call me crazy but that seems like a really high interest rate. Should I save disputing the interest amount for a later date, after they validate the debt? Thanks

Share this post


Link to post
Share on other sites
Guest usctrojanalum

It also shows that the principal amount on the debt of around $1400. Since the date of service in Nov '07 it has since accrued nearly $400 in interest. Call me crazy but that seems like a really high interest rate.

If the outstanding bill is a Florida judgment, it seems just about right.

Share this post


Link to post
Share on other sites
Guest
This topic is now closed to further replies.