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Equifax: MOV = Dispute?


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Got my disputes back from Equifax and sure enough eOscar verified everything. I write a MOV letter (CMRRR) and got a boilerplate email back about my dispute and they have 45 days etc. But MOV information is to be returned within 15 days.

1) Should I contact EQ about this or wait for the 15 days (I'm leaning to waiting the 15 days)

2) Assuming the info doesn't come back in 15 days, should I leap immediately into a lawsuit?

3) If I ask for the MOV on 5 lineitems and they don't deliver in 15 days, is it one violation or five?

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