Birdnals

Was it a summons?

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Got home today and had a notice for a missed certified delivery from one of the collection agencies I DV'd. Was this most likely a summons? It's a tiny debt, under $300 so I could pay it today if I had to. Will just being summoned have any effect on my CR, even if I called them tomorrow and paid the whole thing off (I know that having them change it to paid and redating it would hurt it)? And will CAs still accept an out of court payment if they've sued me?

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