TheGooch Posted August 7, 2011 Report Share Posted August 7, 2011 (edited) Last year, before I had learned the recommended techniques for handling collections agencies, I started making monthly payments to a collection agency to show that while I couldn't meet their demands, I did want to own up to my debt and pay it off. The debt in question is a tuition bill from Spring 2008, where my work schedule changed such that it conflicted with my class schedule. I had to drop the class well past the date where you get any kind of tuition refund.I've been paying them around $200/month for 10 months, and the balance is down to ~$1500. They send me monthly "statements" that show the remaining balance along with a disclaimer to the effect of "we do not have a settlement agreement with your but we'll accept your payments" While I'm in a position to write them a check for the balance, I'd rather negotiate a lower settlement amount. Can you still negotiate with Collection Agencies after having made payments?If so, I'll send them a pay for delete offer letter. What else should I do...stop paying them until we reach a settlement agreement? Edited August 7, 2011 by TheGooch Link to comment Share on other sites More sharing options...
Knee_Deep Posted August 7, 2011 Report Share Posted August 7, 2011 It woudn't hurt to ask, if you have been paying them your prob in the minority, so they should treat you like a king. Link to comment Share on other sites More sharing options...
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