Rain man Posted August 14, 2011 Report Share Posted August 14, 2011 I am planning to send out dispute letters to Equifax, TransUnion and Experian. There are about 6 negative trade lines on each report. I understand that I should only dispute a couple of tradelines in each letter, but should I follow those disputes all the way to completion before sending the rest of the disputes to them, or should I send the next round of disputes after I get the first responses? Or just send them out a couple of days later?I am supposing that this could be strategy in assuring that they don't just mark as frivolous because there are multiple disputes that are ongoing. If I wait until one group is all the way completed (hopefully deleted) then those won't be pending while I am trying to get more purged from their reports. Link to comment Share on other sites More sharing options...
cinnamngrl Posted August 14, 2011 Report Share Posted August 14, 2011 first get the non current addresses and employment off your report. I would focus on really fighting it out with one or two at a time. But I think it is ok to go ahead and dispute all 6 after you remove the old ID info. Some things will come off easily. Then you know where you need to focus Link to comment Share on other sites More sharing options...
jcgsolutions Posted August 15, 2011 Report Share Posted August 15, 2011 first get the non current addresses and employment off your report. I would focus on really fighting it out with one or two at a time. But I think it is ok to go ahead and dispute all 6 after you remove the old ID info. Some things will come off easily. Then you know where you need to focusHmm that sounds interesting. So are you saying that its best to remove any old ID info of ours off first and that by doing that alone it can help in removals? Im assuming that when the debt begins to be validated and they see that the addresses that they were looking for are no longer there then that will help in a deletion. Is that what you are saying? Link to comment Share on other sites More sharing options...
cinnamngrl Posted August 15, 2011 Report Share Posted August 15, 2011 Hmm that sounds interesting. So are you saying that its best to remove any old ID info of ours off first and that by doing that alone it can help in removals? Im assuming that when the debt begins to be validated and they see that the addresses that they were looking for are no longer there then that will help in a deletion. Is that what you are saying?Yes, that is the traditional method. 1. Clean ID info2. Dispute tradelines with CRA3. Dispute tradelines with creditors Link to comment Share on other sites More sharing options...
jcgsolutions Posted August 15, 2011 Report Share Posted August 15, 2011 Yes, that is the traditional method. 1. Clean ID info2. Dispute tradelines with CRA3. Dispute tradelines with creditorsWell thank you for that information. Wish I would have known that before I put in my first round of disputes a couple weeks ago. Once I get the results of my disputes should I go ahead and Clean my ID info and then start over again? Or did I kinda shoot myself in the foot a tiny bit? Link to comment Share on other sites More sharing options...
cinnamngrl Posted August 17, 2011 Report Share Posted August 17, 2011 Well thank you for that information. Wish I would have known that before I put in my first round of disputes a couple weeks ago. Once I get the results of my disputes should I go ahead and Clean my ID info and then start over again? Or did I kinda shoot myself in the foot a tiny bit?done is done. Everyone disputes bad accounts first and then researches the process later, me included. don't worry about it. Link to comment Share on other sites More sharing options...
sanchezrc2 Posted August 23, 2011 Report Share Posted August 23, 2011 done is done. Everyone disputes bad accounts first and then researches the process later, me included. don't worry about it.Ok so I barely found this website and have been reading all day, I was about to send letters out, but how do I go about updating all my info on my report such as employment and address, everything is so outdated by about 6 years, please help, Link to comment Share on other sites More sharing options...
cinnamngrl Posted August 23, 2011 Report Share Posted August 23, 2011 Ok so I barely found this website and have been reading all day, I was about to send letters out, but how do I go about updating all my info on my report such as employment and address, everything is so outdated by about 6 years, please help,some people do it over the phone but the best way is to write a letter to each credit bureau. State which info should be deleted. Link to comment Share on other sites More sharing options...
sanchezrc2 Posted August 23, 2011 Report Share Posted August 23, 2011 big help thank you very much, ill begin with that today for myself, and i guess they will update and then my journey will begin!!! thanks for the prompt response! this has been on my mind all day yesterday. Link to comment Share on other sites More sharing options...
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