kleep Posted August 15, 2011 Report Share Posted August 15, 2011 So I got a call from a local number. Guy was a real jerk and wanted to know "where do I want to meet him". At first, I thought it was a prank call, but then he says he's a "process server" hired by Nationwide Legal. I got a phone number, but not much else. I looked on the web and the BBB, but get conflicting results for such a generic name and no matches on the number.I worked long and hard to pay off and settle debts over 2 years ago before I bought my house. I really can't imagine what this is about. What I did learn here is to be pro-active in these things.Should I call this number, wait for this jerk to find me, or what? Link to comment Share on other sites More sharing options...
1stStep Posted August 15, 2011 Report Share Posted August 15, 2011 Usually process servers won't call you before trying to serve you... Link to comment Share on other sites More sharing options...
kleep Posted August 15, 2011 Author Report Share Posted August 15, 2011 If there were a collections out for me - wouldn't they attempt to contact me otherwise also? I mean, mail, phone themselves, etc? Isn't it a court requirement that they attempt to collect first?There was a company back, 7-8 years ago (still fair game in KY) that claimed I owed on a credit card that I never had. They popped up over and over for a couple of years with different CAs - I'd DAV and they'd go away and come back - you know how they are.It was never mine, and I haven't heard anything out of them in several years now - just racking my brain trying to think if this is legit...As far as I know, the only people I owe money to right now is the cable company - I forgot them and it's due tomorrow (guess I know what I'm doing for lunch!) Link to comment Share on other sites More sharing options...
1stStep Posted August 15, 2011 Report Share Posted August 15, 2011 Look yourself up with the local courthouse...many CAs will call and threaten w/ legal papers in order to get you to pay up. Link to comment Share on other sites More sharing options...
BV80 Posted August 16, 2011 Report Share Posted August 16, 2011 If there were a collections out for me - wouldn't they attempt to contact me otherwise also? I mean, mail, phone themselves, etc? Isn't it a court requirement that they attempt to collect first?There was a company back, 7-8 years ago (still fair game in KY) that claimed I owed on a credit card that I never had. They popped up over and over for a couple of years with different CAs - I'd DAV and they'd go away and come back - you know how they are.It was never mine, and I haven't heard anything out of them in several years now - just racking my brain trying to think if this is legit...As far as I know, the only people I owe money to right now is the cable company - I forgot them and it's due tomorrow (guess I know what I'm doing for lunch!)What do you mean still fair game in KY? If it was 7 or 8 years ago, isn't it outside the SOL by now? Link to comment Share on other sites More sharing options...
kleep Posted August 16, 2011 Author Report Share Posted August 16, 2011 Credit Cards are 5 years, written contracts SOL is 15 years in KY. But this debt was never valid - I had never even heard of the credit card company. They came back again and again and again. For some reason, it wouldn't surprise me if someone took it to court.I had a company threaten to take a 1994 debt to court just a couple years ago - it was a musical instrument I bought years ago. I had actually paid it off in the late 90s, but they didn't have record of that and the 15 years wasn't up yet. Since it was such a major purchase for me, I still had the receipt and they dropped their pursuit.Regardless of everything else - If someone is trying to take me to court - I will be there! So I looked this morning and there's noting listed for me. I'm going to call just to be sure - but I think this was just a scam; someone trying to scare money out of me. Link to comment Share on other sites More sharing options...
1stStep Posted August 16, 2011 Report Share Posted August 16, 2011 That sounds like that was the case. Link to comment Share on other sites More sharing options...
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