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cofdq8

Pay for Delete...but, on what amount ?

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At this point I am finding Debt Validation to be unhelpful. I have gotten no resolution from requests for validation and I just want this off my credit report.

My question is...the CA was able to send me one bill totalling 300 dollars....and then a computer print out that said, "Balance forward $2000"

Can I offer a settlement on only the 300 dollars, which is what I feel is the valid debt ? I have no idea where the 2000 came from...for all I know they could put any random amount on a piece of paper and send it to me...what's to stop them from typing, "Balance forward $5000" ???

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A follow up to my original post....What amount should be offered on a debt that is over 3 years old ? I'm reading various things online about the approximate amount the debt collector paid for the debt....most say pennies on the dollar....What is a fair percentage to offer ?

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