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How many installment loans do I need to build credit?


TheGooch
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How many installment loans do I need to build credit?

From what I've read, its good to have diverse forms of credit, including cards, personal loans, and mortgages.

I have 3 credit cards, a student loan, and a secured loan on which I'm making monthly payments(credit cards 1-9% pif each month) .

I'm wondering:

Is this enough ?

Are any of these unnecessary?

I'm particularly looking at getting rid of the secured loan that I took out for the sole purpose of building payment history and diversity. Opening it may have been a mistake if the student loan by itself would be sufficient.

Thank you in advance for your time.

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