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The following article discusses the debt-buying industry, robo-signing, and evidence in lawsuits. It provides great case law for New York, Missouri, and Vermont just to name a few.


In Missouri, an intermediate appellate court has, on at least three occasions, rejected a debt buyer's custodian of records' attempt to attest to the identity and mode of preparation of documents created by an assignor. In Asset Acceptance v. Lodge, the court noted that "Asset did not prepare the documents in question, but rather only received the documents from HSBC and held them in their files. [The witness] was not qualified to testify regarding documents not prepared by Asset. Thus, the documents do not fall under the business records exception."


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