nowwhatdoido Posted September 16, 2011 Report Share Posted September 16, 2011 Has anyone dealt with Digital Credit Union? We owe approx $18,000 on a visa account. We have had this account about 20 years with fluctuating balances. Problem is our income has been reduced to just Social Security Retirement plus what ever odd jobs we are able to pick up. We are not employed at this time. We can not continue paying the $328 min pmt and have stopped paying in July. They now want $976 to bring the account current. I have told them about our financial situation and they suggested that we apply for another loan! HA HA are they crazy or is this a phishing scam to get more info before a lawsuit? They won't even consider a Balance Liquidation Program at this time. Should I return their "Borrower Financial Information" sheet to them or just sit on it for a while. Any help or incuragement from anyone will be greatly appreciated. Thanks Link to comment Share on other sites More sharing options...
1stStep Posted September 16, 2011 Report Share Posted September 16, 2011 First of all, consider changing banks...CUs cross-collateralize deposits against other loan accounts.Beyond that, you can write a letter to their board of directors regarding your situation and see what comes of it. Link to comment Share on other sites More sharing options...
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