Tricky SOL Question Regarding Money Owed to PRIVATE College

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**** I copied and pasted my post from the collection forum to here because no one seems to know the answer to this question***

We have a collection agency after my husband for a supposed debt he owes to a private college. I think it is out of SOL but I wanted to see if I could get info since it is due to a school and I know that there are a whole other set of rules regarding that.

1) It is NOT a loan. This is tuition that the college claims is due.

2) It is from a PRIVATE college so it shouldn't be the same as a public school which is backed by the federal government

3) My husband said he believe he attended in either 2003 or 2004 but the collection agency says they have a letter from the college stating he owed money and it's dated 1/2005. They are sending me this info. Even if I go by the 2005 date SOL should have run out in 2009 and it should have to drop from his credit report in 2012.

Any input would be much appreciated.

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