requester123 Posted September 23, 2011 Report Share Posted September 23, 2011 Can FIA Card Servs be both OC and also Card Issuer on a BA credit card Link to comment Share on other sites More sharing options...
usagi555 Posted September 23, 2011 Report Share Posted September 23, 2011 Can they? Sure. Were they? I have no idea. I don't know how FIA and BofA work that whole angle. It might be helpful to tell us why you want to know. Link to comment Share on other sites More sharing options...
BV80 Posted September 23, 2011 Report Share Posted September 23, 2011 Check your cardmember agreement. It may say "we", "us", "Bank" means FIA Card Services. If that's the case, then yes...they can be both the OC and the issuer. Link to comment Share on other sites More sharing options...
Southie Posted September 23, 2011 Report Share Posted September 23, 2011 FIA Card Services also holds purchased credit card accounts as well. Link to comment Share on other sites More sharing options...
BV80 Posted September 23, 2011 Report Share Posted September 23, 2011 FIA Card Services also holds purchased credit card accounts as well.FIA Card Services is a subsidiary of Bank of America. Are you saying they also act as a JDB? Link to comment Share on other sites More sharing options...
Southie Posted September 24, 2011 Report Share Posted September 24, 2011 I was sued on what was called a FIA Card Sevices, N.A. account. I've never owned a Bank of America account/card, so FIA has assumed this account in some way from another credit card issuer/large bank. I've never opened a Bank of America credit card as the original creditor so can only assume that FIA also has some purchased banks cards or has acquired another bank along the way of the alleged default account I was sued on. I hope that clarifies? Link to comment Share on other sites More sharing options...
nobk4me Posted September 26, 2011 Report Share Posted September 26, 2011 I was sued on what was called a FIA Card Sevices, N.A. account. I've never owned a Bank of America account/card, so FIA has assumed this account in some way from another credit card issuer/large bank. I've never opened a Bank of America credit card as the original creditor so can only assume that FIA also has some purchased banks cards or has acquired another bank along the way of the alleged default account I was sued on. I hope that clarifies?Bank of America did acquire a number of other banks thru the years: Fleet, MBNA. If you had an account with them, now the plaintiff would be FIA Card Services. Link to comment Share on other sites More sharing options...
requester123 Posted September 28, 2011 Author Report Share Posted September 28, 2011 Can Plaintiff lie in their Amission of Facts or is this never risked by Plaintiff attorneys? Link to comment Share on other sites More sharing options...
saint al Posted September 28, 2011 Report Share Posted September 28, 2011 I think MBNA used to be with FIA as their credit card division and merged with BofA and now is with BofA. Be Blessed! S.A. Link to comment Share on other sites More sharing options...
Recommended Posts