medical - does FL patient bill of right have any teeth?

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during a recent doctor visit my doctor recommended and performed a particular procedure. prior to agreeing to the procedure I asked if there would be an additional cost and doc said no. Three months later he billed me $127 for the procedure. Health insurance (Cigna) will not cover it (they actually said no insurance co covers it).

Does the Florida Patient's Bill of Rights and Responsibilities have any teeth?

I've already called and written and the doctor's office says I'm responsible for knowing what my insurance covers.

Should I just roll over and pay this to protect my credit or do I have any recourse?

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