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which is better..CO or BK on CR?

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Writing this for a friend.

She had a BK 2 years ago. She was trying to clean up the lates/or remove some of her BK accounts. Disputed with CRAs & NOW EX shows them being listed as:

*charge offs with more lates showing- INSTEAD of - discharged in BK 7*

1.IS a "chargeoff/sold to other"- better or worst then a -"BK" comment???

...Experian is showing this..all OCs have a "0" balance.

2. Will having them listed as COs make it easier to get them removed totally from her CR, than if they are listed as a BK discharged accouns?

Edited by tx3amigos

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