Amanda Posted November 7, 2011 Report Share Posted November 7, 2011 Hey all,I keep receiving pre-selected offers for credit cards by mail. Why do I get denied? How does this work? If Im "pre-selected" shouldnt I already have enough credit score? Should I reply to those offers? Are those a scam? I feel its a waste of my time and they are making me hurt my credit score every time they run my credit report....Thoughts? Advise?Thanks bunches!! Link to comment Share on other sites More sharing options...
andres99pony Posted November 11, 2011 Report Share Posted November 11, 2011 yea, those "pre-selected offers" are a joke. All it is is some company buying your name and address, and then they mail you info/letters like that. Only very few people I know get REAL offers from credit cards in the mail.......that being said, about the only way to get rid of those is to "opt-out". Someone here may have the 800 number for that, or you can Google it. Link to comment Share on other sites More sharing options...
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