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How To Steps to Initiate Claim With FTC After CRA Fails to Respond


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I gave both Experian and Equifax the customary 45 days to respond to my dispute which they did not do. I wrote a final letter warniing that the were in violation of the law and once again asked for a response which still did no good.

Now I am ready to contact the FTC. Can anyone share with me what steps to follow as well as links to sample letters to start the dispute process?

I must add Experian an Equifax are the only ones giving me trouble. After one followup letter to Transunion the item has already been deleted.

Thanks in advance. I am also posting in the Credit Repair Forum.

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