fragglerock Posted November 25, 2011 Report Share Posted November 25, 2011 I've just pulled my credit report after being refused for an auto loan. The reason I was refused was insufficient credit history. I have also recently been declined for a Walmart Credt Card and given the reason that they could not verfiy some of the information in my application.I have credit cards on my credit report with a 12 month history of payments with no missed payments or anything like that.I am applying with my present home address where I have lived for nearly a year. However, my credit report doesn't show my current home address, instead it shows my previous two addresses along with a mailing address where I get some of my mail.I think what is happening is that my credit cards are reporting my mailing address and so my home address isn't appearing on my credit report. My question is how do I deal with this? Should I apply for credit using my mailing address (it's a box number at Earth Class Mail), or should I switch my credit card address to my current home address and wait for my credit report to update? Link to comment Share on other sites More sharing options...
1time2many Posted November 25, 2011 Report Share Posted November 25, 2011 You need to correct your mailing addys for all credit reporting agency's so they reflect the same and is your true mailing address. Link to comment Share on other sites More sharing options...
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