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Goodwill adjustment bounce back


credithopeful
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Hello,

I sent out goodwill emails to my creditors and am hopeful they will remove the adverse listing on my report.

My question is, if they remove it, will that immediately increase my credit score? Or is it removed from the face of the report, but lingers in the background and there's a waiting period until it is fully gone?

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Interesting, what do you mean offer 15%? I am currently making all my monthly payments on time. I was hopeful that they would adjust out of the kindness of their hearts as a new college grad who screwed up. My fingers are stilled crosses for the other creditor to adjust. It has been 2 days since I sent the email so I hope that means it is under consideration.

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