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Dispute or Goodwill


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So, while I have been working on repairing my credit, I went ahead and had my husbands stuff pulled since we are going to be trying to buy a house in the next 6 months.

His credit is pretty good. We did have a rough spot for a few months but have gotten back on our feet. On his credit reports it shows some of the open accounts being paid late and they were. At this point do we try dispute it with the CRA's or do send out a goodwill letter to the OC?

Any advise would be appreciated.


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