need to know if i can sue

[thefinz]

Hello, and thank you to all of those who have helped me on my previous threads. I really did appreciate the help everyone gave me. I managed to get my case dismissed, unfortunately it was w o prejudice.

But on a separate note i just got a notice that jbr(aka jdb attorney for corporations) performed a inquiry on my credit report. What i need to know is if i can sue them because i didn't give them permission to view anything.

[Coltfan1972]

Before or after the lawsuit was filed.

[KentWA]

An attorney pull is generally a violation with a few caveats. If they have a collection operation as well as litigation it is going to come down to timing since they can easily claim it was during the actual collection of the debt and not related to litigation. If they are just a litigation firm, they have committed a violation.

In fact I have to wonder why someone has not gone after the CRAs in class action for even allowing an attorney to be able to pull, since the FTC has said attorneys never have grounds.

[thefinz]

the case was dismissed on Jan. 20th. Javitch Block, & Rathbone inquired on Feb. 1st

[thefinz]

Also fyi JBR are attorneys for Midland Funding. They don not own any part of the debt.

[legaleagle]

I'd sue them just for the fun of it. This sounds out of line. They have no reason to check your credit. What, they're considering giving you another credit card? Yeah, right.

[BV80]

I agree with Legal. Check case law in your state and Circuit Courts of Appeal regarding attorneys and permissible purpose. If you decide to sue, you want to have precedent to support you.

[Beergoggles]

This is for Arizona

See answers below in bold.

Thank you.

Have a great day.

Paula Calapez

Administrative Assistant II

Arizona Department of Financial Institutions

Licensing Division

2910 N. 44th Street, Suite 310

Phoenix, AZ 85018

More information about licensing and AzDFI can be obtained at Arizona Department of Financial Institutions

___________________________________________

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From: Beergoggles

Sent: Saturday, February 04, 2012 4:00 PM

To: Licensing AZDFI

Subject: Collection Agencies?

Hello a quick question for you. Are collection agencies required to be licensed in Arizona? [Paula Calapez] Yes.

If yes: Company "A" is collecting without a license in AZ, but their "Parent" company "B" has a license in AZ, is that the same thing as company "A" having the license[Paula Calapez] No.

even though they are different names/companies?[Paula Calapez] Company A should also be licensed.

Thank You

Beegoggles

[cspr11129]

Hey Finz -

Is it possible to get into contact with me. Im in the preliminary stages with my case with Midland.

-They sent me a summons

-I responded

-We had a mediation session

-This past Friday their attorney sent me a discovery packet (admissions, requests, etc)

I know from your post you had your case dismissed. Just looking for tips on how to be this case. Thanks so much.