Collection Agency keeps reagaing account. Original creditor out of business. Help..

[NewLife4Me]

Account has been reaged and also their is no "last payment date". Also this debt was with pinnacle, but they agreed to delete it and I guess it got resold to AFNI.

How can i fight this, should i dispute the fact their is no "last payment date" or do a DV or what?

AFNI #****

POB 3097

BLOOMINGTON, IL 61702

(800) 371-3645

Balance:

$340

Date Verified:

07/30/2010

Original Amount:

$340

Original Creditor:

AMP D MOBILE (Utilities)

Past Due:

>$340<

Pay Status:

>In Collection<

Account Type:

Open Account

Responsibility:

Individual Account

Loan Type:

COLLECTION AGENCY/ATTORNEY

Date Placed for Collection:

05/15/2008

Remarks:

ACCT INFO DISPUTED BY CONSUMER

Estimated month and year that this item will be removed:

06/2014

[BV80]

We need some more information. How is the account reaged? Why did Pinnacle delete their entry? When was the last time you paid on the account?

[nomoney]

I too am interested in the definition of reaging - the CA's I am dealing with have three different dates on all three reports, and the detailed itemized I have from the OC all show a different date than the ones being reported. I am not sure if this is reaging or what, but it is a pain in the rear. With that being said, they are also reporting different status on each of them as well. I dsputed with CRA< and just got the response "Meets the requirements of the Fair Credit Reporting Act"

[BV80]

I too am interested in the definition of reaging - the CA's I am dealing with have three different dates on all three reports, and the detailed itemized I have from the OC all show a different date than the ones being reported. I am not sure if this is reaging or what, but it is a pain in the rear. With that being said, they are also reporting different status on each of them as well. I dsputed with CRA< and just got the response "Meets the requirements of the Fair Credit Reporting Act"

If you're referring to the "date opened", that's just the date the CA or JDB received the account from the OC. It has nothing to do with the date of first delinquency (DOFD). The DOFD is what determines how long the account remains on your CR.