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JDB's violation causes them to be ordered to purchase consumer's home?


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I heard somewhere that some JDBs have software that can tell if a consumer whom they have had information on, runs their own credit report for the purpose of a purchase of a home, then the JDB subsequently adds debts or causes other problems to a consumer's CR, one of the biggest reliefs provided under the FDCPA and FCRA is that the JDB must purchase the consumer a home for the consumer if they did this in order to force a consumer into paying certain things because the JDBs know you have to resolve certain credit issues to purchase a home. Has anyone else heard of this? Is there actual case law or statute on this?:confused:

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I heard somewhere that some JDBs have software that can tell if a consumer whom they have had information on, runs their own credit report for the purpose of a purchase of a home, then the JDB subsequently adds debts or causes other problems to a consumer's CR, one of the biggest reliefs provided under the FDCPA and FCRA is that the JDB must purchase the consumer a home for the consumer if they did this in order to force a consumer into paying certain things because the JDBs know you have to resolve certain credit issues to purchase a home. Has anyone else heard of this? Is there actual case law or statute on this?:confused:

This sounds totally ridiculous. Why would the law require the purchase of a home as restitution for an FDCPA/FCRA violation? This is NOT in either law.

You can certainly find many other forms of relief such as treble damages, statutory fines/damages, and punitive damages you can sue for in both laws, which can ADD UP TO the cost of a home. Ask BV80.

But a house? No. No law will ever require someone to buy anyone else a house.

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