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TN summons/court date

Guest Onthewingsofpig

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Guest Onthewingsofpig

1. Who is the named plaintiff in the suit?

Discovery Bank

2. What is the name of the law firm handling the suit? (should be listed at the top of the complaint.)

c/o Nathan and Nathan law firm

3. How much are you being sued for?


4. Who is the original creditor? (if not the Plaintiff)

Discovery bank

5. How do you know you are being sued? (You were served, right?)


6. How were you served? (Mail, In person, Notice on door)

Served in person

7. Was the service legal as required by your state?


8. What was your correspondence (if any) with the people suing you before you think you were being sued?

None. Never knew of it

9. What state and county do you live in?


10. When is the last time you paid on this account? (looking to establish if you are outside of the statute of limitations)

Never paid at all

11. What is the SOL on the debt?

6 years in TN

12. What is the status of your case? Suit served? Motions filed? You can find this by a) calling the court or B) looking it up online (many states have this information posted - when you find the online court site, search by case number or your name).

Suit served. Court date set

13. Have you disputed the debt with the credit bureaus (both the original creditor and the collection agency?)

No. Never knew it existed

14. Did you request debt validation before the suit was filed? Note: if you haven't sent a debt validation request, don't bother doing this now - it's too late.


15. How long do you have to respond to the suit?

No set time stated, but court date is within the week

16. What evidence did they send with the summons? An affidavit? Statements from the OC? Contract? List anything else they attached as exhibits.

Affidavit from legal placement account manager saying that the debt exist

copy of bill that says it was charged off

notice that I am not in the military

I am being sued for breach of contract, sworn account, and/or account stated plus interests and attorney fees and I need to know how to correctly address these issues for my specific state.

Do I file everything all at once (denial, affirmative defenses, and discovery) all at once before the court date or do I need to do one and wait on the rest of the proceedings.

Edited by Onthewingsofpig
I didn't read stickys properly
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