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30 days after dispute with cra's


Flatwoodsman
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I've spent the last two hours searching and can't find a clear answer. I disputed numerous tl's with the big three recently. The 30 day time frame is up and I have had no response from any of them. I was planning on waiting 45 days for a response anyway, but I need to know what steps to take if I do not get a reply from them. I have received all the greens cards back so I know they received the disputes. Thanks for any suggestions.

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Did you get a free report from annualcreditreport.com? Did you send them any additional information after you mailed the dispute? Those are the things I can think of that would give them some additional time.

If they don't reply, you can sue them. Or you can play it less aggressive and just send a follow up letter.

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