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Tradelines / Mortgage / FICO question.


RockDaddy
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I'm currently rebuilding my credit with the goal of buying a house.

Am wondering how many Tradelines lenders like to see you have? Is there an optimum amount?

I currently have two. A secured loan from a local bank that has been in good stead for over a year now with perfect payment history, and a new CC from Orchard Bank, that is unsecured, but with a low Credit Limit, that I've only had a month.

Would it be beneficial for the long term to add another CC now, or will it ding my credit score too much?

Thank you.

-RD

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