98tj2010 Posted March 8, 2012 Report Share Posted March 8, 2012 Ok I had a credit card back in 2002 I failed to pay on. I was taken to court in 2005, but I never knew it because I was out of state on deployment. I ended up losing (of course because I wasn't there) and got a judgement against me. Now while trying to clean up my credit to buy a house I checked my credit and found out about it. I sent them a copy of my orders and THEY filed with the court to vacate the judgement. Now how do I get this taken off my credit report? Also can they come back and try to sue again? Indianas statute of limitations for open ended accounts is 6 years. Thanks!!! Link to comment Share on other sites More sharing options...
BV80 Posted March 8, 2012 Report Share Posted March 8, 2012 Usually, a lawsuit tolls the SOL on a debt (stops the SOL clock). Considering you were never, I don't see how the SOL would have been tolled. BUT, I suggest contacting an attorney to make sure that the debt is now outside the SOL. You might also ask if the law violated the FDCPA by obtaining a default judgment since you weren't served. Link to comment Share on other sites More sharing options...
Guest usctrojanalum Posted March 9, 2012 Report Share Posted March 9, 2012 If you were deployed on active military duty, SOL is tolled while you are on duty. Link to comment Share on other sites More sharing options...
legaleagle Posted March 9, 2012 Report Share Posted March 9, 2012 They filed to vacate the judgment? Contact them and tell them to remove all applicable tradelines or you will sue them under the FCRA and take some more of their money. Link to comment Share on other sites More sharing options...
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