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Walmart Fico VS Fico


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Ok not sure whats the deal? I have a wlamart card and they offer a free transunion fico credit score. It just update today and shows me to have a 643 trans fico score. So i went to myfico & order my trans fico there. It shows me to be a 674. So which is correct? Which would a lender look at? Could the walmart fico be a fico 08?

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