LexisNexis-Exactly what do they have on me and where do I get this info?

[KCG116]

They seem to have an endless amt of information on people and I am wondering how I find out all they have and get it corrected, especially since I am a victim of ID theft. I am also a victim of being chased for dead relatives accounts...

Edited March 22, 2012 by KCG116
spelling

[legaleagle]

LN is a legal research tool as well as a media research tool. Subscribe to it, then you can search your name and see what they have.

[IndiraMehta]

LexisNexis is primarily a company that has a range of products intended for use in the legal services industry.

Get your report by completing a "Request for Full File Disclosure" and mailing it to:

LexisNexis Consumer Center

Attn: Full File Disclosure

PO Box 105108

Atlanta, GA 30348-5108

For consumers, they have a subsidiary called "CoreLogic", it's used mostly for insurance risk assessment, as well as info on liens, judgements and other things found on ALL THREE of your credit reports.

I have my file right here. Here are the headers in the report:

Lexis Nexis BANKO Report

• Personal Identification (Mine is currently incorrect with a different name and address)
  
• Bankruptcy Section
  
• Events Section
  
• Creditor's Matrix (not sure what this is , mine is blank)
  
• Tax Liens, Judgement Information
  

Lexis Nexis Risk Solutions Bureau LLC:

• Identification Records (Mine is very much incorrect)
  
• Aircraft Records
  
• Assessor Records
  
• Bankruptcy Records
  
• Businesses with which you have a published association
  
• Criminal Records
  
• Deed Records
  
• Educational Records
  
• Email addresses (mine is full of incorrect info)
  
• Historical Phone records (scary)
  
• Professional license Records
  
• SSN Records
  
• Subprice Credit Service Offers Requested
  
• Watercraft Records
  
• Companies who requested your RiskView Report
  
• Consumer Reported Alerts
  

Lexis Nexis Risk Solutions Report Don't let the similar name fool you, This is a fundamentally different report than the one above!

• Auto Insurance Records
  
• Family Relationships
  
• CLUE Records
  
• Spouse(s)
  

It looks pretty comprehensive, although my report is rife with errors on important things.

Why does anyone need to know who I'm related to? This is DIFFERENT than recording the name of a spouse. My entire extended family is on this thing, as well as about 12 other people who are NOT related to me by blood or marriage. (My family immigrated from Canada maybe, 20ish years ago, there are only 6 of us on the North American continent. Who are these people?) WTF, LexisNexis?

Edited March 21, 2012 by MehtaMar

[KCG116]

The "CoreLogic" report that they send us, the consumers, is a joke...

There are many more reports available to attorneys etc, chock full o information on us that can be had...both correct and more times in my case NOT...

As far as the suggestion that I subscribe, not an option...as I am just a lowly commoner lacking enough funding for such a luxury...

I called LN long ago and was quoted prices of several hundred dollars a month intended for law firms etc...

[IndiraMehta]

Well, there's 2 parts to Lexis Nexis you may be interested in. The reports I got are the consumer reports Lexis creates, based on info in their DB which comes from a lot of places, mostly public documents. You can write in and get this report for FREE.

The Lexis Nexis Service, more generally, is not the same thing.

If you want to see if your NAME is attached litigation, or as party to any lawsuit, this I think is what those subscription fees were for. If you want to see if your name is mentioned on the LexisNexis legal data aggregation service, go to a law library for free and see what comes up. This info is public data, but the LexisNexis suite of products is a proprietary system for serving them up to their customers in a more streamlined way. This particular service isn't subject to the FCRA, so far as I know. The intent of users who subscribe is not to determine your creditworthiness for anything, mostly its users are checking to see if you've ever been party to a court case.

[jq26]

As a law student, I had a lexisnexis account. I had access to most of this information for ANYONE for free. I could skip trace someone or look up criminal records, even how they're registered to vote. LexisNexis is a powerful data aggregator. I no longer have an account because the fees for maintaining my account were astronomical.

[Guest usctrojanalum]

I have an account. When I was heavy into process serving it was invaluable. Now that I don't serve process as much I might get rid of my account because it is expensive to maintain.

[CalParalegal]

Both Lexis and Westlaw have extensive data bases that lawyers and paralegals use.

In my view, there is too much private information available that privacy laws don't address. Even more disturbing, is that some states have no statutes regarding data breaches. By contrast, the California breach notification law applies to any entity doing business in California that owns, maintains, or licenses computerized personal information of California residents. Thus, a company handling personal information in a state that has no such protection could prove disastrous if there was a data breach.

[legaleagle]

If you know anyone who is in school for paralegal or law, they usually have access by virtue of an account the school maintains. Maybe you can borrow the password etc.

[IndiraMehta]

Check out your local law library. Most have a robust LexisNexis subscription, just ask the librarian for the user/pass.

Most counties have their own law libraries. If not, you can visit a local law school to access their law library for free. Ask the librarian for the login details.

If this is not an option, often times your local community library, community college library, or university library will have a subscription to Lexis Nexis' legal databases.