NeverServed Posted March 21, 2012 Report Share Posted March 21, 2012 Ok so everyone should know about my judgement which they are trying to domesticate to G!. Come to find out I posted an affadavit that was signed in ga yet they got the judgement in mi thru the help of someone I found out its a debt collector posing as the oc. Credit Card Debt Lawsuit - Collection Agency Acting As Original Creditor. I googled the address which was there. What can I do I'm filing to have the motion dismissed. I honestly don't believe cap 1 is involved anymore. Hanna told me they are representing cap 1 but this address isn't cap 1 also the person who signed the affadavit.said they were an agent of cap 1. Here is the thread http://www.creditinfocenter.com/forums/post-judgment-forum/312797-my-case-crap1-found-stack-papers.html#post1154908 Link to comment Share on other sites More sharing options...
racecar Posted March 21, 2012 Report Share Posted March 21, 2012 (edited) http://www.ftc.gov/os/comments/debtcollectroundtable3/545921-00017.pdfA creditor which sues a consumer to collect a debt must be the real party in interest. Thismeans that the creditor is the party to whom the consumer owes the debt. The proof of the realparty in interest is straightforward if that party is the original creditor. The modern function ofthe rule in its negative aspect is simply to protect the defendant against a subsequent action bythe party actually entitled to recover, and to ensure generally that the judgment will have itsproper effect as res judicata.The issue of the real party in interest is largely a procedural requirement and shouldnever become more important than the purpose which it seeks to accomplish. When aconsumer’s account is assigned or sold, a transfer of all the interests and rights to the accounttakes place. The assignee thereafter stands in the shoes of the assignor and may enforce thecontract against the consumer.Documentary proof is not necessary to establish an assignment when the allegations ofsuch assignment in the complaint are not contested. A proper affidavit submitted with theapplication for a default judgment satisfies legal requirements and copies of the assignments arenot required. Asset Buyers take the rights that their predecessors had and have the right to bringactions to collect the debts owed to their predecessors."Note" such assignment in the complaint is not contested Edited March 21, 2012 by racecar Link to comment Share on other sites More sharing options...
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