Hopeful1 Posted March 25, 2012 Report Share Posted March 25, 2012 Hope I'm posting this in the correct place-it is regarding a CA for a debt in PA. I had a CA contact me twice regarding this alleged debt. First time it was one amount, second time they doubled the amount saying it was for "fees" that they were instructed to add. I posted some regarding this under "2 dunning letters from I.C. system". Anyway, if I am interpreting the FDCPA statute 807 (2) pertaining to the amount as well as FDCPA 808 (1) and PA law (which is hard to find online) at Pennsylvania Fair Debt Collection Laws - Pennsylvania Fair Debt Collection Statutes section b1,then the CA is not entitled to add anything. Anyone have a thought on this? Link to comment Share on other sites More sharing options...
RockDaddy Posted March 25, 2012 Report Share Posted March 25, 2012 Hope I'm posting this in the correct place-it is regarding a CA for a debt in PA. I had a CA contact me twice regarding this alleged debt. First time it was one amount, second time they doubled the amount saying it was for "fees" that they were instructed to add. I posted some regarding this under "2 dunning letters from I.C. system". Anyway, if I am interpreting the FDCPA statute 807 (2) pertaining to the amount as well as FDCPA 808 (1) and PA law (which is hard to find online) at Pennsylvania Fair Debt Collection Laws - Pennsylvania Fair Debt Collection Statutes section b1,then the CA is not entitled to add anything. Anyone have a thought on this?for "fees" that they were instructed to addI highly doubt anyone instructed them to add anything. However, it does say, "unless such amount is expressly provided in the agreement creating the debt or is permitted by law". That's what you need to find out, if it's either in your agreement with the OC and / or if PA allows it. Link to comment Share on other sites More sharing options...
Hopeful1 Posted March 26, 2012 Author Report Share Posted March 26, 2012 (edited) That's what I wish I knew---this debt is from a natural gas utility company and I have no records from them. I've been scouring their website and can't locate any info. Wonder if I contact them if they'd be willing to give me a copy of whatever they have...Does anybody else have experience with a utility doubling? The link I posted to PA law states:(b.1) Unfair or deceptive collection methods.--It is unlawful for a collector to collect any amount, including any interest, fee, charge or expense incidental to the principal obligation, unless such amount is expressly provided in the agreement creating the debt or is permitted by law.Other than obtaining this info from the OC, I think I may be lost. Is this the right direction to go from here?Would a 623 be appropriate in this situation? Edited March 26, 2012 by Hopeful1 Link to comment Share on other sites More sharing options...
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