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Capital One Bank filed suit against my mom n law. Question on oddly worded Complaint

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My mother in law just got served papers. Shes being sued by Capital One Bank USA N.A. the original creditor. Yet in the summons and complaint that was filed on page 3 it says in bold letters "THIS COMMUNICATION IS FROM A DEBT COLLECTOR. THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Plaintiff alleges "blah blah blah..."

I didnt think an OC was legally a debt collector and with all the case information I've seen I've never seen the bolded verbiage before. Any idea whats up with that?

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