hmta1982 Posted March 29, 2012 Report Share Posted March 29, 2012 (edited) Hello,I consolidate my 5 CC to an agency. Now I got one CC sued me. Then I have no choice to chose BK7. Should I stop payment to them now? Or I have to wait til my case is done? I am not understand the lot so please advise.Thank you... Edited March 29, 2012 by hmta1982 Link to comment Share on other sites More sharing options...
Coltfan1972 Posted March 29, 2012 Report Share Posted March 29, 2012 Your filing chapter 7 BK? Yeah, pretty safe to just go ahead and stop paying on not just the credit cards, but everything. Unless you just enjoy flushing money down the toilet. Are you familiar with what BK is? If not, please see a free BK atty before you send another dime to any creditor. Link to comment Share on other sites More sharing options...
hmta1982 Posted March 29, 2012 Author Report Share Posted March 29, 2012 Thank you for replied.I did talk to my Attorney. He said, "It is your option" ??? "It's OK too!" ???I just paid money for him today for BK7. Link to comment Share on other sites More sharing options...
Coltfan1972 Posted March 29, 2012 Report Share Posted March 29, 2012 You paid money to a BK atty and the atty told you it was your option to continue to pay on the credit card(s)? Link to comment Share on other sites More sharing options...
1stStep Posted March 29, 2012 Report Share Posted March 29, 2012 Uh...may want to re-think that BK attorney... Link to comment Share on other sites More sharing options...
WhoCares1000 Posted March 29, 2012 Report Share Posted March 29, 2012 If this is the credit repair place you are talking about, you can stop payment at anytime because they breached the contract once the judgement was filed. I would stop it tomorrow. I would also list the last 3 months of payments to them so that the trustee can take those away to pay the real creditors.Don't worry about the credit repair agency taking you to court. All you have to prove is that they have unclean hands due to breach of contract (the judgement should be enough for that) and hence have no standing. Link to comment Share on other sites More sharing options...
Coltfan1972 Posted March 29, 2012 Report Share Posted March 29, 2012 Don't worry about the credit repair agency taking you to court. All you have to prove is that they have unclean hands due to breach of contract (the judgement should be enough for that) and hence have no standing.Or BK them away also, if they sue you. Link to comment Share on other sites More sharing options...
hmta1982 Posted March 29, 2012 Author Report Share Posted March 29, 2012 Or BK them away also, if they sue you.? I am BK7 now. So I will list 3 months I paid to them to Trustee.Thank you all for you valueable time! Link to comment Share on other sites More sharing options...
hmta1982 Posted March 29, 2012 Author Report Share Posted March 29, 2012 You paid money to a BK atty and the atty told you it was your option to continue to pay on the credit card(s)?Sorry for any unclear.Not a CC. An Settlement Agency. I paid them to settle with my CC. They did 1 CC, the other one begin this month, 3 more to go then I got sued.Best Regard Link to comment Share on other sites More sharing options...
Coltfan1972 Posted March 29, 2012 Report Share Posted March 29, 2012 Sorry for any unclear.Not a CC. An Settlement Agency. I paid them to settle with my CC. They did 1 CC, the other one begin this month, 3 more to go then I got sued.Best RegardJust sad, sorry to hear this. I know these "settlement companies" are legal, but they should not be for the money they charge with zero guarantee the creditor will comply. I tried this 10 years ago. The settlement company told me they had a "hand shake agreement" with the creditors so not to worry that I would not have a contract setting the terms of the payments and how much the creditor would settle for. They naturally got a big. Link to comment Share on other sites More sharing options...
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