libby1151 Posted April 2, 2012 Report Share Posted April 2, 2012 Filed Chapter 7 2/2/12 341 3/14/12 Got a alert that my crdit report has new informaton. One of my creditors show a chrge off for March. I thought they could not do that since i filed beginning of February. Should it not just end up showing iib? Can I get this removed. Also HSBC will not update to iib. They sent a letter saying they sold the account to a collection agency so they don't own the account anymore and do not have to show iib. Is this true? I know I am working on cleaning up a little early but I thought it wont hurt anything to start now. Link to comment Share on other sites More sharing options...
willingtocope Posted April 2, 2012 Report Share Posted April 2, 2012 I'm pretty sure that if they said CO before your discharge, that's allowed.Same with HSBC. If they sold it before discharge, their reporting is correct. Link to comment Share on other sites More sharing options...
Recommended Posts