Guest I_hate_debt Posted April 4, 2012 Report Posted April 4, 2012 Hi,We got way behind in 2008/2009 and just checked out. In retrospect, it was the wrong thing to do, but cannot be changed now. We were also on the verge of filing bankruptcy, but ended up not doing so.Things are a better now and I'm starting to contact CA's and settle or pay. I do have two judgements - one is Amex and the other is Chase. I also have a number of other accounts behind them.For Amex, I am dealing with NCO. They say they are representing Amex. Amex/Centurian bank filed the lawsuit using Zwicker and I ignored it as we were days away from filing BK. Default Judgement issued in 2009.NCO is supposed to fax an offer today. Pay in full. Amex will send "pre-approved" application to open old card, which is a gold from 1985. Card would have a dollar limit around $10K if issued.Getting Amex back would make travel easier. Any suggestions? I am pretty nervous about the whole deal as it's close to $50K...Thanks!
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