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Sued in Georgia by Pride Acquisition

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Sorry if this had been answered. I am new here. I was served a summons on April 13, dated April 4, 2012 by Pride Acquisitions LLC through their attorney Baker, sanders, Barshay, Grossman, Fass etc.. for a debt owed to Chase of $28,125.49. How do I answer the summons. Was unemployed for almost 3 years. Income I make now is less than my current bills!

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