vminnie Posted May 21, 2012 Report Share Posted May 21, 2012 Hi,My husbands car was reposessed, now that debt for the balance of the car is on my husbands fathers credit report. How can that be?Its my husbands debt not his fathers debt. Can we some how get it taken off his credit report?We are making time payments for the balance of the car.Thank you in advance! Link to comment Share on other sites More sharing options...
thomassl Posted May 21, 2012 Report Share Posted May 21, 2012 Is it possible that your husband and his father have the same name with one being Jr. and the other Sr.? Is it also possible that the father cosigned on the loan? Link to comment Share on other sites More sharing options...
Guest usctrojanalum Posted May 21, 2012 Report Share Posted May 21, 2012 My guess is they have the same name, and have lived at the same address or in the same county. Link to comment Share on other sites More sharing options...
vminnie Posted May 21, 2012 Author Report Share Posted May 21, 2012 Yes, they do have the same name, my husband is the Jr.My husbands father did not co-sign on the loan.Is that the reason why my husbands debt is on his fathers credit report because my husband has the same name & is a jr. ??are the creditors able to do this or can my father in-law have that debt taken off his credit report.Thank you for the reply Link to comment Share on other sites More sharing options...
vminnie Posted May 21, 2012 Author Report Share Posted May 21, 2012 They don't live at the same address & we live in a different state but we use to live in my father-in-laws state over 12 years ago. They do have the same name.thanks for the reply! Link to comment Share on other sites More sharing options...
1stStep Posted May 21, 2012 Report Share Posted May 21, 2012 The father needs to dispute with the CRAs, and send a letter to the company reporting and demand removal as it is not his loan...give them a month to remove, if not, then dad has an FCRA violation. Link to comment Share on other sites More sharing options...
Guest usctrojanalum Posted May 21, 2012 Report Share Posted May 21, 2012 Also in that letter, be sure to the father sends proof too. Link to comment Share on other sites More sharing options...
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