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Midland called me - very exciting!!!


mdhayes4
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Got a call from Midland Credit or something like that, I'm assuming it's the same Midland as everyone keeps talking about. I recorded the call (and told them I was doing so and he continued to talk so I THINK I'm okay). This debt is ten years old so SOL definitely over. I told them to never call me again and he kept going on and on. I REALLY hope they call me again. I would love to get a lawsuit under my belt. lol

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Agreed. Your demand for them to cease communication should be in writing.

"© CEASING COMMUNICATION. If a consumer notifies a debt collector in writing that the consumer refuses to pay a debt or that the consumer wishes the debt collector to cease further communication with the consumer, the debt collector shall not communicate further with the consumer with respect to such debt, except..."

I'd probably just send them a letter stating "I refuse to pay this alleged debt" and hope they screw up...which is something they do so well.

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