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Eiffel0925

Removal Date

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I just want to confirm that by disputing my accounts with the CRs or CA the removal date, or any other dates do not change. I remember reading a thread that warned about being careful when disputing due to a date change, but I can't find it or seem to remember what it said exactly.

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Here is another question. I was under the impression that you need to attach a copy of your ssn card and DL along w/ your dispute letter. The "Where do I start for newbies" thread states not to send your ssn with any letters.

Also, should I use the same wording I use on my first dispute letter? This is my second batch. I was able to get 2 out of 4 removed on my first dispute letter.

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1) The charge off date or date of adjudication cannot be extended by a dispute. You can only extend the date by entering into a "repayment agreement" with a creditor / collector.

2) NEVER send a copy of your ss card to anyone particularly the credit bureaus.

3) To answer your last question we would need more information and to know the content of the first letter you sent.

May the Schwartz be with you!!

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