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What steps to take on this accounts - Reside in texas


amaurym
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Hi everyone,

I trying to help a friend on his credit as he is planning to buy a house next year. Your feedback and suggestion are greatly appreciated.

here are his negative accounts.

Santander Consumer USA

Date Opened 2/23/2007

Date of Last Payment: 04/30/2012

Date of major delinquency: Dec 2007

Paid and closed:

multiple late payments 30/60/90 days late.

ARS account resolution

Date Reported 7/2012

Date Assigned: 5/2011

Creditor Classification: Medical/Health care

Creditor: INPHYNET SOUTH BROWARD INC

Date of 1s Delinquency: 9/20/2010

Balance $492

Status: Unpaid

Enhance Recovery Corp

Date Reported: 5/2012

Date Assigned: 3/2012

Credit Classification: Cable/Cellular

Creditor Name: Comcast

Date of 1s Delinquency:: 3/2011

Balance date: $156

Status: Unpaid

Enhance Recovery Corp

Date Reported: 3/2011

Date Assigned: 2/2011

Credit Classification: Cable/Cellular

Creditor Name: ATT

Date of 1s Delinquency:: 3/2007

Balance date: $0

Status: Paid

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