JackP Posted October 31, 2012 Report Share Posted October 31, 2012 Hi everyone!I'm new to the site but have been a long time reader and decided to join!I've searched long and hard to find a topic related to mine but can't seem to pull any up, So my problem is this- I have a collections acct from 2009 for a student loan from a community college, I have made one payment recently in early Febuary 2012. It was so I can get my insurance agent's license and it had to show I made at least a payment. So the debt I have in question here is in lieu of 1279.00, Very small amount I know...But I haven't had such steady employment and moved often. So I would like to see if I can do a pay for delete and remove it completely from my credit report, I've read up on the site that I can start out by sending a registered letter to the ca for less than 25% of the debt? and offer them a pay for delete? I have the funds to do close to the 1279.00 but not the full amount. Also I have a debt of 190.00 dollars to Progressive insurance that is in collections since April of 2012, I wanna get that removed as well but am willing to pay the full amount. Can someone give me advice on how I should go about all this? I would love to rebuild my credit as it would be such an amazing acheivement at my age (22). Link to comment Share on other sites More sharing options...
Coltfan1972 Posted October 31, 2012 Report Share Posted October 31, 2012 I've searched long and hard to find a topic related to mine but can't seem to pull any up.Are you saying you've searched and you can't find any threads on pay for delete? Link to comment Share on other sites More sharing options...
LeeR Posted November 4, 2012 Report Share Posted November 4, 2012 Theres tons of info here, it's overwhelming! I'm new and I've been looking through the forums, just invest a little time here, I'm sure you'll find what-ever answers you need! Link to comment Share on other sites More sharing options...
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