SENT BAD DV FORM GOT REPLY

[bravoflaca2000]

COLTFAN1972 IF YOU READ THIS JUST WANT TO SAY YOU WERE SO RIGHT WORD FOR WORD .

I sent a long DV form that I found huge mistake ,should have gotten advice and coltfan advice was the best I have , I should have remained calm and kept it short and sweet.

can I still remedy and do myself ? I am willing to sue them but not sure if this is even an option now. I found this website looking for another option to being sued in court and not having money for attorney.

I sent DV letters to all the listings I did not recognize ( I did not send DV for the one I am in court for)

I had not done this in the last last 3-4 years ,never did it after I Purchased my house big mistake , signed up for credit monitoring now .

So because I was summoned for a debt I ran my credit to see whats going on.

I am currently being sued for another debt in court this will be my first time, and I am doing pro se in court which even if I lose I recomend still doing ,fight them dont let them get it free is how I feel now.

Wanted to explain situation not sure if it helps to understand where I stand or with the advice I am asking for .By the way the debt I am being sued for is owned by the same company that I sent a DV letter to for another debt they claim they own , so I have two issues for different accounts with same jdb.

I sent 5 DV letters 3 answered 2 did not .

Edited November 15, 2012 by bravoflaca2000
add more detail

[bravoflaca2000]

I SENT DV LETTER AFTER DISPUTE ONLINE 10/16

1ST JDB REPLIED

FIRST LETTER FROM THEM RECIEVED 10/12 FOR DISPUTE I DID ONLINE

sent one statement of the account

and letter stating :

they are requesting my assistance to reach a quick resoltion to dispute made they state they bought the account 5/12 and the account originated 1/08 the account was charged off 7/11

2nd LETTER FROM THEM RECIEVED 11/9

a payment coupon for an offer to settle that expires12/12

3d LETTER FROM THEM RECIEVED 11/10

stating that the results of the investigation of my dispute with agency is pursuant to the fdcpa and they have referenced the account as accurate,

further they will continue to request that it be reported as disputed.

and a seperate letter stating that they recieved comunication from me that states i am being represented by an attorney they ask me to provide the attorney information.

the only thing in DV letter that mentions anything about llegal counsel is as follows:

Also during this validation period, if any action is taken which could be considered detrimental to any of me credit reports , I will consult with my legal counsel for suit. This includes any listing any information to a credit reporting repository that could be inacurate or invalidated or verifying an account as accurate when in fact there is no provided proof that it is.

2ND JDB REPLIED

FIRST LETTER FROM THEM RECIEVED10/30

one statement

sale and assigment ,assignment of accounts and bill of sale ,assignment and bill of sale ,

3RD JDB REPLIED

FIRST LETTER FROM THEM RECIEVED10/25

letter stating they are investigating they mention their records show it purchased 11/11

they sent me dispute form to fill out and return to them

number 3 began to hound me on the phone the first week i got served in court did alot yelling at them and demanding theY send me documents thru mail they refused

I was not prepared and did not record the phone calls .

one time they sent me to a manager and he just got on the phone and said please pull out your wallet and lets take of your debt right now I hung up

Edited November 10, 2012 by bravoflaca2000
NEEDED BETTER EXPLANATION