antiquedave Posted November 26, 2012 Report Share Posted November 26, 2012 It sounds like it will be a Merry Christmas! :BigDance::BigDance: Link to comment Share on other sites More sharing options...
Beergoggles Posted November 26, 2012 Report Share Posted November 26, 2012 details? Link to comment Share on other sites More sharing options...
BV80 Posted November 26, 2012 Report Share Posted November 26, 2012 I second Beergoggles request. Link to comment Share on other sites More sharing options...
racecar Posted November 26, 2012 Report Share Posted November 26, 2012 I third Beergoggles request Link to comment Share on other sites More sharing options...
1stStep Posted November 26, 2012 Report Share Posted November 26, 2012 What ever the last bid is, I double it! Link to comment Share on other sites More sharing options...
antiquedave Posted November 27, 2012 Author Report Share Posted November 27, 2012 Can't give details except to say 9th FDCPA suit is won. They pushed on my 30days to request validation and we pushed back.New Years Resolution will be to break double digits:DTo the newbies out there, save those letters, DV the hell out of them, keep good records and take them to town! Link to comment Share on other sites More sharing options...
xavi72 Posted November 27, 2012 Report Share Posted November 27, 2012 Can't give details except to say 9th FDCPA suit is won. They pushed on my 30days to request validation and we pushed back.New Years Resolution will be to break double digits:DTo the newbies out there, save those letters, DV the hell out of them, keep good records and take them to town!Quick question for you, do you need to dv a collection agency every time it changes hands? In other words, if one agency attempts to collect but is unsuccessful then it is given to another collection agency to attempt to collect, must you dv them as well? Link to comment Share on other sites More sharing options...
TomnTex Posted November 27, 2012 Report Share Posted November 27, 2012 Yes, everytime you get a new JDB you have to start over. I had one that had my file less than two months, now another showed up on my CR as buying my account. So, I am just waiting until they write to DV them. Link to comment Share on other sites More sharing options...
kutuzov Posted November 27, 2012 Report Share Posted November 27, 2012 Good Job!! I'm gonna be doing a class action on a certain JDB, will see what happens. I finally got a lawyer, the one you recommended. Got a chiristmas present on the mail saturday he took the case sunday, and I signed the papers today, will see. Link to comment Share on other sites More sharing options...
MuteDebt Posted November 27, 2012 Report Share Posted November 27, 2012 I collected some mail from my Moms and found 2 different CA are sending letter to her? I don't know when they started because often she just throws my mail out. I have one suit I'm fighting and one pending (they haven't served me yet). Should I DV them or just leave it alone until I get through my suit of which we are in the thick of it right now. Curious about that process but didn't even want to pursue it because my head is spinning from all the stuff I am learning and have yet to learn! thanks:) Link to comment Share on other sites More sharing options...
antiquedave Posted November 27, 2012 Author Report Share Posted November 27, 2012 I collected some mail from my Moms and found 2 different CA are sending letter to her? I don't know when they started because often she just throws my mail out. I have one suit I'm fighting and one pending (they haven't served me yet). Should I DV them or just leave it alone until I get through my suit of which we are in the thick of it right now. Curious about that process but didn't even want to pursue it because my head is spinning from all the stuff I am learning and have yet to learn! thanks:)If you are within your 30 days from the first notice send the DV if they are more tha 30 days old they are not obligated to respond to the DVI have sent a DV past the 30 days when I first started sending letters out and it was about an even split in being ignored, having the debt sent to another collector and getting a response Link to comment Share on other sites More sharing options...
MuteDebt Posted November 27, 2012 Report Share Posted November 27, 2012 That's it I don't know if it is 30 days as I do not know if I have had mail that was thrown out. Does that make sense. I sometimes don't collect my mail there and it gets lost or tossed. I get all my important mail at my box! Link to comment Share on other sites More sharing options...
antiquedave Posted November 27, 2012 Author Report Share Posted November 27, 2012 Well, it is from reciept of their letterIt's 5 bucks, you could always try sending one and saying "I received your letter demanding payment for an alleged debt to XXX on November 25th 2012. I dispute the debt and request validation.Please send all correspondence to my current address of PO Box 123 my city." Link to comment Share on other sites More sharing options...
Flyerfan Posted November 27, 2012 Report Share Posted November 27, 2012 Are we gonna get details of the JDB's demise??Great job. Link to comment Share on other sites More sharing options...
My~Cuz~n~Vinny~ Posted November 27, 2012 Report Share Posted November 27, 2012 (edited) Merry New Year antiquedave!Vinny is comfortable about DV'ing now.Dear occupants of 1313 North South East Street: Vinny does not know who you are.Vinny found this form letter in which some unnamed occupant, at the fore mentioned address, is suggesting an indebtedness due and owing.This suggested indebtedness is invalid.Kind regards VinnyP.O.Box 267Podunk alley,Washington D.C.EDIT:Most assuredly the blokes at the debt collector/attorney firm will send an alleged account as stated.Again with another little form letter stating:Here is the verification you requested.Please contact us to resolve this issueHold the flipp~n~phone man. Vinny ain't asked for no such verification! Vinny realizes this contact is not a legal violation. However Now Vinny sends and notarizes a response letter to this newest contact."..... Dear Ms. Dudly Dooright of 1313 North South East Street: Vinny does not know who you are.Vinny found this form letter in which some unnamed occupant, at the fore mentioned address, is suggesting an indebtedness due and owing.This suggested indebtedness is invalid.On such~n~such a date an occupant of your firm sent this alleged verification (document . As noted in the copy (document A) of our first correspondence ,Vinny asked for no such verification of any alleged indebtedness.Please produce the letter whereby Vinny asked for any response. If this an attempt at harassment you will cease and desist. This is an invalid debt. In the interest of disclosure, Vinny has provided a debt collector/attorney disclosure statement for you to complete (document C) .This disclosure statement and the answers contained herein may be used by this alleged debtor, if necessary, in any court of competent jurisdiction.NOTICE: This disclosure statement is not a substitute for verification or validation of the alleged debt. Edited November 27, 2012 by My~Cuz~n~Vinny~ Link to comment Share on other sites More sharing options...
antiquedave Posted November 27, 2012 Author Report Share Posted November 27, 2012 Are we gonna get details of the JDB's demise??Great job.Sorry no details I've signed too many non disclosures, but I will say it was an attorney collector for the OCHowever many of the FDCPA threads I post on various violations are not randomly picked. Link to comment Share on other sites More sharing options...
KentWA Posted November 27, 2012 Report Share Posted November 27, 2012 That's it I don't know if it is 30 days as I do not know if I have had mail that was thrown out. Does that make sense. I sometimes don't collect my mail there and it gets lost or tossed. I get all my important mail at my box!The law is quite clear on this. It is 30 days from the time you receive the first notice. I always put a line in my DV letters that clearly states "I am in receipt of your letter of xx/xx/xxxx which I received on xx/xx/xxxx and is the first communication I have received from you". Then you have documented at the time of occurrence what the events are and put them on notice of the 30 day period. Link to comment Share on other sites More sharing options...
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