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Congrats! I would love to follow your protocol, as I am dealing with Cap 1 now. Although, I am dealing with their attorneys, not JDB. I may need to borrow your request for discovery and interrogatories. I am glad they worked for you. Enjoy your victory:)


JDB strategy and OC strategy are completely different. The weakness for a JDB is standing and chain of custody. The OC does not have to worry about chain of custody as the account was not sold to them. Be careful.

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