bohey Posted January 29, 2013 Report Share Posted January 29, 2013 This would put an end to sol; wouldn't it!the jdb would just keep on cycling and re-aging old d ebts. Whet law can you citeon them on for re-aging a debt.do you bring an old crefitbreport to compare withvthe new? Fcra 1 Link to comment Share on other sites More sharing options...
BV80 Posted January 29, 2013 Report Share Posted January 29, 2013 A charge off has nothing to do with the SOL. Re-aging is illegal. That's when they attempt to claim a new date of last payment or a new date of first delinquency. Link to comment Share on other sites More sharing options...
bohey Posted January 29, 2013 Author Report Share Posted January 29, 2013 How about if they list the account as 12-2012 when it was last paid 2004? Link to comment Share on other sites More sharing options...
willingtocope Posted January 29, 2013 Report Share Posted January 29, 2013 The "date of first delinquency" with the OC governs. If it appears on your CRs more than 7-1/2 yrs past that, the data furnisher (OC, CA, JDB) has violated the FCRA. Sue them. Link to comment Share on other sites More sharing options...
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