Brett1965

What to do when the credit agencies respond to your dispute after 30 days?

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I sent a dispute letter to Experian back on 12/18/2012 by cert. mail return reciept and experian received the letter on 01/02/2013. I just received their response to my dispute dated 02/13/2013.They went past the 30 days required by law. I only had 3 items that needed to be corrected on this report a late payment from macy's an incorrect address and a collection account that belongs to my son because we share the same name. How can I get Experian to correct these mistakes and can I make a complaint to FTC or to my Attorney General's office in regards to them not following the law in responding within 30 days? Please help!!

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