Programs for people on SSI

[Chriss]

We have good credit. the dilema we get into with loans is the 3000 limit with SSI. I wanted to try to do an IDA for the down payment of a house, but have not been able to find any offered in my county. My wife disability is getting worse and the apt we are renting is not safe for her. I really need to get her in a home so I can alter it for safety.

 

Any programs you know of that would help with a house loan and that please let me know. I live in the state of california.

[racecar]

http://portal.hud.gov/hudportal/HUD?src=/topics/information_for_disabled_persons

http://portal.hud.gov/hudportal/HUD?src=/program_offices/fair_housing_equal_opp/disabilities

http://portal.hud.gov/hudportal/HUD?src=/program_offices/fair_housing_equal_opp/disabilities/inhousing

http://portal.hud.gov/hudportal/HUD?src=/programdescription/mixpop

http://usgovinfo.about.com/library/weekly/aa110702a.htm

http://www.hhs.gov/od/topics/housing/housing.html

http://www.disabilitysecrets.com/blog/2010/02/can-i-buy-a-house-with-ssi-and.html

Contact a mortgage loan officer to find out available grants,every state and select cities have their own grant programs. Some banks offer programs not offered by other banks; thus, I'd recommend talking to at least two loan officers to find out options available to you. Just make certain you're talking to a long time, seasoned loan officer who knows about many programs. The first question I would ask is how many years have you been in the business and do you do grant/bond money loan programs assisting in down payments?

SSI recipients are eligible to purchase a home; you will need to complete a loan application to find out the maximum mortgage amount you will qualify for.

[admin]

Try the NHA (Neighborhood Housing Association).  They should have one in your area.